20 Waltham Road, Grimsby, DN33 2LX

UPRN:11004388TerracedBeds -Built -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Price Paid· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£196,000

£177k - £216kMedium

Estimate

£196k

Range

£177k – £216k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.11%

Verdict

Derived from HomePortfolio scores

20 Waltham Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 44/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

24/ 100

Moderate

Walkability

35/ 100

Mixed

Transit & Bike

Transit 22Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£115/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£196,000

Rent Estimate (pcm)£1,150

Gross Yield5.11%

1y Growth-

3y Growth-0.4%

5y Growth+0.4%

10y Growth+2.1%

Last Sold Price£50,000 (1995-10-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3DN33 2LX

Approval Rate

-12mo

Development

low

DM/0833/26/TCA
Pettosparam tree. Complete removal of tree.
Pending
DM/0824/26/TCA
Removal of unsafe sycamore tree
Pending
DM/0795/26/FUL
Proposed change of use from a first floor flat to serve ground floor opticians
Pending

View Planning Timeline

Ownership

Corporate Ownership87.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-10-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,898

Population Density4,152 /km²

Owner Occupied48%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Scartho Nursery School
0.2 mi
GoodConcerns
Scartho Infants' School and Nursery
0.4 mi
Inspected as Scartho Infants' School and Nursery (URN 117956) on 2 Mar 2022
Fairfield Academy
0.4 mi
Good
Scartho Junior Academy
0.4 mi
Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Waltham Road
-
£112k
-
6 Waltham Road
-
£112k
-
4 Waltham Road
-
£112k
-
42 Waltham Road
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN