59 Oliver Street, Cleethorpes, DN35 7QQ

UPRN:11020914Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£100,000

£95k - £105kHigh

Estimate

£100k

Range

£95k – £105k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

7.80%

Verdict

Derived from HomePortfolio scores

59 Oliver Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 10Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £112/mo
Cash on cash: 4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£100,000

Rent Estimate (pcm)£650

Gross Yield7.80%

1y Growth-11.3%

3y Growth+0.5%

5y Growth+0.0%

10y Growth+1.2%

Last Sold Price£100,000 (2026-05-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DN35 7QQ

Approval Rate

-12mo

Development

low

DM/0712/26/FUL
Proposed single and two storey extension to the rear with associated works
Pending
DM/0618/26/FUL
Demolish existing buildings to erect 9 dwellings with associated parking, landscaping, boundary treatments and associated works
Pending
DM/0313/26/FUL
Change of use from guest house to include demolition of existing extension to rear, erection of single storey rear extension, dormer to side, installation of roof lights, internal/external alterations and associated works to create 5 self-contained flats
Pending

View Planning Timeline

Ownership

Corporate Ownership83.8%
Overseas OwnershipNo
Lease Term Remaining898 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2026-05-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,898

Population Density4,949 /km²

Owner Occupied55%

Age Distribution

0-15 25%16-64 63%65+ 12%

View Area Profile

Schools Nearby

Elliston Primary Academy
0.2 mi
-
Reynolds Primary Academy
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Queen Mary Avenue Infant School
0.5 mi
Good
William Barcroft Junior School
0.6 mi
-

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Oliver Street
-
£68k
-
59 Oliver Street
-
£100k
-
21 Oliver Street
-
£108k
-
61 Oliver Street
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN