46 Cheapside, Waltham, Grimsby, DN37 0HN

UPRN:11035971Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

46 Cheapside, Waltham, Grimsby, DN37 0HN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£428,000

£386k - £471kMedium

Estimate

£428k

Range

£386k – £471k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

10.29%

Verdict

Derived from HomePortfolio scores

46 Cheapside earns an INVESTIGATE rating with HP Score 71/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

5/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 12Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 51% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £537/mo
Cash on cash: 9.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£428,000

Rent Estimate (pcm)£1,800

Gross Yield10.29%

1y Growth-

3y Growth+1.6%

5y Growth+2.7%

10y Growth+3.6%

Last Sold Price£97,000 (1995-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DN37 0HN

Approval Rate

-12mo

Development

low

DM/0798/26/FULA
Erect single storey extension to front/side to provide a link between the existing dwelling and garage with formation of a car port, erect two-storey extension to the side with dormer to the front and Juliet balcony with gabled roof to the rear, alterations to front porch, alterations to first floor rear window and rooflights and various associated works (partial resubmission of DM/0195/26/FULA)
Pending
DM/0823/26/TCA
English Yew tree: we would like to cut it back to the boundary wall to stop the large over hang into our front garden/driveway.
Pending
DM/0794/26/FUL
Variation of condition 2 (Approved Plans and Documents) as granted on DM/0416/26/FUL amendment to window and door positions of extension and application of render to front and side of existing dwelling.
Pending

View Planning Timeline