290, Humberston, Grimsby, DN36 4HB

UPRN:11052246Detached BungalowBeds -Built 1991-1995

LeaseholdCouncil Tax: -EPC: E (46)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£98,000

£88k - £107kMedium

Estimate

£98k

Range

£88k – £107k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

14.12%

Verdict

Derived from HomePortfolio scores

290 earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

21/ 100

Low

Transit & Bike

Transit 9Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£34,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £9,800
Net cash flow: £162/mo
Cash on cash: 19.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£400

Gross Yield14.12%

1y Growth-

3y Growth-0.4%

5y Growth+1.0%

10y Growth+3.4%

Last Sold Price£77,000 (2021-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1DN36 4HB

Approval Rate

100%12mo

Development

low

DM/0836/26/TCA
x2 Chestnut trees: T1 repollard, T2 pollard
Pending
DM/0812/26/FULA
Erect single storey extension to front and side, replacement of front porch with new canopy, installation of decking to rear, erection of picket gate and fencing to front boundary with associated works
Pending
DM/0806/26/FULA
Retrospective application for the replacement of 4 windows, replacement timber cladding to all elevations and retention of timber decking with associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership71.7%
Overseas OwnershipNo
Lease Term Remaining57 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,898

Population Density328 /km²

Owner Occupied90%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

The Humberston Church of England Primary School
1.1 mi
-
Humberston Cloverfields Academy
1.5 mi
Good
Humberston Park School
1.5 mi
-
Humberston Academy
1.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

301A Humberston Fitties
-
£112k
-
301 Humberston Fitties
-
£50k
-
287 Humberston Fitties
-
£30k
-
315 Humberston Fitties
-
£70k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN