81 Station Road, Stallingborough, Grimsby, DN41 8AJ

UPRN:11053628-Beds -Built 1991-1995

Tenure: -Council Tax: Band AEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

81 Station Road, Stallingborough, Grimsby, DN41 8AJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£183,000

£146k - £219kLow

Estimate

£183k

Range

£146k – £219k

Rent Estimate (pcm)

£750

£700 - £850

Monthly

£750

Yield

4.74%

Verdict

Derived from HomePortfolio scores

81 Station Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

17/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 9Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.7%; range width penalty ×0.80
- valuation_snapshotsrent estimate 750/mo (range 700-850)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -380/mo, -51% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Risk & liquidity9.3/15
84 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£189,950

At the asking price

Monthly rent£750/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £59,585
Net cash flow: -£122/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 750/mo (range 700-850)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-850)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£183,000

Rent Estimate (pcm)£750

Gross Yield4.74%

1y Growth-

3y Growth-0.2%

5y Growth+3.1%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DN41 8AJ

Approval Rate

-12mo

Development

low

DM/0847/26/DDD
We would like to consider removing this branch as it is clearly weak and potentially dangerous as it protrudes over the main path and road on Church lane. Can you advise if we can remove this under the 5 day ruling for dangerous or damaged tree
Approved
DM/0789/26/TPO
G2 - canopy lift over graveyard to 3m agl to give clearance for pedestrians, contractors and undertakers
Pending
DM/0705/26/FUL
Variation of Condition 1 (Approved Plans) following DM/0660/24/FUL to alter layout of plot 1 and increase timber porch canopy size, change house type of plots 2, 3 and 4, alterations to garages including plots 2 and 4 to become detached, decrease in size of plot 3 garage, and increase in size and repositioning of plot 1 garage
Pending

View Planning Timeline