Elizabethan Cottage, Church Lane, Bradley, Grimsby, DN37 0AE

UPRN:11069673Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (76)

Data freshness:Price Paid· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Elizabethan Cottage, Church Lane, Bradley, Grimsby, DN37 0AE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£497,000

£473k - £522kHigh

Estimate

£497k

Range

£473k – £522k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

5.04%

Verdict

Derived from HomePortfolio scores

Elizabethan Cottage earns an INVESTIGATE rating with HP Score 65/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 4Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£234/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£497,000

Rent Estimate (pcm)£2,100

Gross Yield5.04%

1y Growth+38.0%

3y Growth+1.6%

5y Growth+2.7%

10y Growth+3.6%

Last Sold Price£313,000 (2014-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1DN37 0AE

Approval Rate

-12mo

Development

low

DM/0816/26/FUL
Proposed single storey extension with roof lantern to rear and alterations to roof space to provide bedroom at first floor with roof lights to rear and various associated works.
Pending
DM/0589/26/FUL
Erection of 2 holiday lodges with rear decking, balustrade and pier to pond, creation of internal access road, lodge parking and associated works
Pending
DM/0738/26/CEA
Certificate of lawfulness of proposed use to erect single storey extension with roof lantern to rear and alterations to roof space to provide bedroom at first floor with roof lights to rear
Rejected

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,898

Population Density22 /km²

Owner Occupied80%

Age Distribution

0-15 13%16-64 59%65+ 28%

View Area Profile

Schools Nearby

Woodlands Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Laceby Acres Primary Academy
0.7 mi
GoodConcerns
Western Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Scartho Gateway Academy
0.9 mi
-

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Wold View Church Lane
-
£415k
-
Fieldhouse Church Lane
-
£385k
-
Holly Cottage Church Lane
-
£240k
-
Barna House Church Lane
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN