Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-05T04:00:06.311246+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T11:03:25.966356+00:00)●Planning· freshPlanning: fresh, refreshed 2d ago (2026-11-04T07:19:55.873969+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
69
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£554,000
£526k - £582kHigh
Estimate
£554k
Range
£526k – £582k
Rent Estimate (pcm)
£3,450
£3k - £4k
Monthly
£3,450
Yield
7.39%
Verdict
Derived from HomePortfolio scores
73 Hambrough Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Single storey (Max 6m deep and Max 3m high) rear extension (42 days Prior Notification Process)
Pending
263749NMA
Application for a Non-Material Amendment in (S96a) seeking to allow to alter the exterior appearance in relation to planning permission reference 253558FUL dated 28/01/2026 for: Construction of temporary building to be used as a food store (Use Class E) for up to 15 years
Pending
263724PTT
Sycamore tree, Index No T6, Remove as per 10785 Holm Oak tree, Tree index no T7 on attached report reference 10785, Remove Common Lime, Tree index T2 on attached report reference 10785, crown lift 5 metres, Lateral crown reduction
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
35
High confidence3 independent sourcesLead to verifyListing checked 5 Nov 2026
Every component scored, and three or more independent sources agree.
Check before relying on this score: the advert has 4 bedrooms but the valuation snapshot describes 1 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.
Valuation edge1.4/15
claims [AVM -1.1% (HIGH), sold-comps +1.8%, £/sqft +1.7%] → measured edge +0.28pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 12028794· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%· as of 3 Nov 2026
Rental economics18/40
gross yield 7.4%; range width penalty ×0.94
valuation_snapshotsrent estimate 3450/mo (range 3200-3650)· as of 9 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 5 Nov 2026· verify before relying on this
Stress margin1.3/30
stressed cash flow +43/mo, +1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 377 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
126 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £420,000
£420,000£644,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£560,000
At the asking price
£3,450/mo
Evidenced range £3,200-£3,650
5.4%
75%
Cash required
£187,300
Net cash flow
£498/mo
Cash on cash
3.2%
Score at this price
35
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 12028794Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.9%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 3450/mo (range 3200-3650)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 5 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
Risks
What could kill this deal
Rental economics needs verification before you rely on it
rent estimate 3450/mo (range 3200-3650)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Seller motivation could not be scored
context, not scored: 2 price cut(s), 377 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £420,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026