46 Half Acre Road, London, W7 3JJ

UPRN:12060107Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (64)

Data freshness:Price Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£908,000

£863k - £954kHigh

Estimate

£908k

Range

£863k – £954k

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

11.07%

Verdict

Derived from HomePortfolio scores

46 Half Acre Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 42Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,800-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £1,354/mo
Cash on cash: 10.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£908,000

Rent Estimate (pcm)£4,150

Gross Yield11.07%

1y Growth-

3y Growth+3.2%

5y Growth+0.6%

10y Growth+1.3%

Last Sold Price£850,000 (2022-02-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W7 3JJ

Approval Rate

-12mo

Development

low

263934PALHE
Single storey (Max 5m deep and Max 2.50m high) rear extension (42 days Prior Notification Process)
Pending
263897PTT
T1 Cherry Laurel -felling to ground T2 Cherry Laurel felling to ground
Pending
263625PTC
Fell to ground T1 Juniper T2 Tamarisk T3 Common Ivy
Pending

View Planning Timeline

Ownership

Corporate Ownership56.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,665

Population Density9,684 /km²

Owner Occupied57%

Age Distribution

0-15 21%16-64 68%65+ 11%

View Area Profile

Schools Nearby

St Ann's School
0.2 mi
Outstanding
St Joseph's Catholic Primary School
0.3 mi
Inspected as St Joseph's Catholic Primary School (URN 101924) on 10 Feb 2022
St Mark's Primary School
0.3 mi
Good
Drayton Manor High School
0.5 mi
Outstanding

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Half Acre Road
-
£550k
-
72 Half Acre Road
-
£620k
-
32 Half Acre Road
-
£780k
-
56 Half Acre Road
-
£762k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN