Flat Ground Floor, 129 Lower Richmond Road, London, SW15 1EZ

UPRN:121002822Flat/Maisonette2 bedsBuilt 2025

Shared ownershipCouncil Tax: Band CEPC: C (75)

Data freshness:Price Paid· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat Ground Floor, 129 Lower Richmond Road, London, SW15 1EZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£843,000

£800k - £885kHigh

Estimate

£843k

Range

£800k – £885k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

8.40%

Verdict

Derived from HomePortfolio scores

Flat Ground Floor earns an INVESTIGATE rating with HP Score 79/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 29Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,800-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £662/mo
Cash on cash: 5.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£843,000

Rent Estimate (pcm)£3,150

Gross Yield8.40%

1y Growth-

3y Growth-0.8%

5y Growth-0.5%

10y Growth-0.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

3SW15 1EZ

Approval Rate

-12mo

Development

low

P/2026/02752/HH
Alterations to the existing flat roof to the rear elevation at upper ground floor level to include, repositioning existing metal balustrade to around part of the flat roof, and erection of new metal screening with integrated planting to both side elevations in connection with its use as a roof terrace.
Pending
P/2026/02749/CLE
Continued use of the four storey building as 6no. self-contained residential flats.
Pending
P/2026/02612/HH
Erection of a front roof extension, consisting of 3no. new dormer windows; erection of a rear extension at second floor level, over part of the existing back addition; and erection of a single storey rear extension at ground floor level.
Pending

View Planning Timeline

Ownership

Corporate Ownership47.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density-

Owner Occupied52%

Age Distribution

0-15 15%16-64 77%65+ 8%

View Area Profile

Schools Nearby

All Saints' CofE Primary School, Putney
0.2 mi
Good
St Mary's CofE Nursery and Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hotham Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Our Lady of Victories Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Griffin Gate, 135 Lower Richmond Road
-
£280k
-
Griffin Gate, 135 Lower Richmond Road
-
£285k
-
129 Lower Richmond Road
-
£1.02M
-
Griffin Gate, 135 Lower Richmond Road
-
£435k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN