Flat 1, Grangewood, 48–50 Upper Richmond Road, London, SW15 2RN

UPRN:121004321Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band DEPC: E (50)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 1, Grangewood, 48–50 Upper Richmond Road, London, SW15 2RN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£384,000

£365k - £403kHigh

Estimate

£384k

Range

£365k – £403k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.12%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 72/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 54Bike 70

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +11.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 18 Oct 2026
- valuation_snapshotsestimate for 121004321· as of 18 Oct 2026
Rental economics0.8/40
gross yield 5.1%; range width penalty ×0.86
- valuation_snapshotsrent estimate 1450/mo (range 1300-1550)· as of 18 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -499/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 127 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
501 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: -£144/mo
Cash on cash: -1.6%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 121004321Valuation edge · as of 18 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1300-1550)Rental economics · as of 18 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1300-1550)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£384,000

Rent Estimate (pcm)£1,450

Gross Yield5.12%

1y Growth-9.9%

3y Growth-0.8%

5y Growth-0.5%

10y Growth-0.3%

Last Sold Price£381,000 (2015-05-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW15 2RN

Approval Rate

-12mo

Development

low

PA2026/0789
Non-material amendment to planning permission 2026/0433 in respect of Condition 8 (Cycle Parking Provision) to allow the utilisation of six existing dedicated underground cycle parking spaces at Jessica House in place of constructing the additional six-space secure external cycle enclosure shown on the originally approved plans and secured by condition 8
Pending
PA2026/0692
Notification of intention to replace six existing antennas, proposed 12no. RRU’s, cable tray, existing 2no. RRU cable tray’s to be removed.
Pending
PA2026/0665
Non-material amendment to planning permission dated 20/11/2025 ref 2024/4463 (Demolition of existing building and erection of a new six-storey building to provide flexible community/commercial use (Class F.2/E) on part of the ground floor with the remainder of the ground floor and the upper floors providing a 50-bedroom hotel use (Class C1) with associated entrance/lobby, plant, refuse storage, cycle storage and landscaping.) to allow amendments to the internal layout and the external appearance including location of plant, doors and replacement of metal panel to obscure glazing in east elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership47.5%
Overseas OwnershipNo
Lease Term Remaining165 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-05-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£49,310

Population Density-

Owner Occupied39%

Age Distribution

0-15 14%16-64 79%65+ 7%

View Area Profile

Schools Nearby

Ashcroft Technology Academy
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
Brandlehow Primary School
0.3 mi
Good
St Joseph's Catholic Primary and Nursery School
0.3 mi
-
Hurlingham School
0.4 mi
Inspected by ISI

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Grangewood, 48 - 50 Upper Richmond Road
-
£259k
-
Grangewood, 48 - 50 Upper Richmond Road
-
£200k
-
Grangewood, 48 - 50 Upper Richmond Road
-
£375k
-
Grangewood, 48 - 50 Upper Richmond Road
-
£388k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN