26 Temple Road, London, W4 5NW

UPRN:12100888Detached Property3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,350,000

£1.22M - £1.49MMedium

Estimate

£1.35M

Range

£1.22M – £1.49M

Rent Estimate (pcm)

£5,500

£5k - £6k

Monthly

£5,500

Yield

4.55%

Verdict

Derived from HomePortfolio scores

26 Temple Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

91/ 100

Excellent

Transit & Bike

Transit 52Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 12100888· as of 9 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.80
- valuation_snapshotsrent estimate 5500/mo (range 4950-6050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,205/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 104 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
425 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,087,500£1,667,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,450,000

At the asking price

Monthly rent£5,500/mo

Evidenced range £4,950-£6,050

Interest rate5.4%

Loan to value75%

Cash required: £525,050
Net cash flow: -£1,086/mo
Cash on cash: -2.5%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 12100888Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5500/mo (range 4950-6050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5500/mo (range 4950-6050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 104 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,350,000

Rent Estimate (pcm)£5,500

Gross Yield4.55%

1y Growth+15.6%

3y Growth+0.6%

5y Growth+3.0%

10y Growth+2.1%

Last Sold Price£300,000 (2001-06-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1W4 5NW

Approval Rate

-12mo

Development

low

P/2026/3051
Removal of chimney stack and addition of three windows to the rear roof extension.
Pending
263928NMA
Application for a Non-Material Amendment in (S96a) seeking to allow amendment to the wording of Condition 42 (Non-Residential BREEAM energy/CO2 accreditation) in relation to planning permission reference 232800FUL dated 08/05/2024 for: Demolition of existing buildings and construction of a mixed use development comprising commercial floorspace, residential units (Use Class C3) and purpose built student housing (Sui Generis), within two buildings, comprising 20 and 11 storeys, with landscaping, and associated ancillary and enabling works
Pending
P/2026/3020
Works to trees in a Conservation Area 1 X T1 Lime fell to ground level and poison
Pending

View Planning Timeline

Ownership

Corporate Ownership47.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-06-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,665

Population Density13,132 /km²

Owner Occupied54%

Age Distribution

0-15 16%16-64 73%65+ 11%

View Area Profile

Schools Nearby

Acton Gardens Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Acton Childrens Centre
0.4 mi
OutstandingImproving
Eagle Park Independent School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ark Priory Primary Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Temple Road
-
£550k
-
8 Temple Road
-
£1.50M
-
16 Temple Road
-
£1.39M
-
23 Temple Road
-
£1.25M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN