68 Elmfield Road, London, SW17 8AN

UPRN:121019097Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: C (69)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,394,000

£1.32M - £1.46MHigh

Estimate

£1.39M

Range

£1.32M – £1.46M

Rent Estimate (pcm)

£8,000

£7k - £9k

Monthly

£8,000

Yield

7.68%

Verdict

Derived from HomePortfolio scores

68 Elmfield Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 49Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 13 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +10.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 121019097· as of 9 Nov 2026
Rental economics19.8/40
gross yield 7.7%; range width penalty ×0.93
- valuation_snapshotsrent estimate 8000/mo (range 7450-8550)· as of 9 Nov 2026· verify before relying on this
Stress margin6/30
stressed cash flow +477/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 79 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
646 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £969,000

£937,500£1,437,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£8,000/mo

Evidenced range £7,450-£8,550

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: £1,320/mo
Cash on cash: 3.6%
Score at this price: 40

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 121019097Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 8000/mo (range 7450-8550)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 8000/mo (range 7450-8550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 79 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £969,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£1,394,000

Rent Estimate (pcm)£8,000

Gross Yield7.68%

1y Growth-

3y Growth+0.3%

5y Growth+0.2%

10y Growth+0.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW17 8AN

Approval Rate

-12mo

Development

low

PA2026/0787
Common Lime crwon reductions by 5m to reduce to previous points.
Pending
PA2026/0625
Alterations including erection of single-storey rear extension.
Pending
PA2026/0532
Non-material amendment to planning permission dated 23/03/2026 ref 2025/4065 (Alterations including erection of mansard roof extension to main rear roof and formation of roof terrace over back addition with 1.7m high screen; erection of single rear/side extension and roof terrace above with 1.7m high screen surround. Alterations and extensions in connection with conversion of dwelling into 1 x3 bedroom, 1 x2 bedroom and 1 x1 bedroom flats.) to allow alterations to internal layout of first floor flat including increase in size of double bedroom, relocation of single bedroom in lieu of kitchen and provision of study. Alterations to internal layout of top floor flat including relocation of kitchen/dining in lieu of bedroom and bathroom and vice versa.
Pending

View Planning Timeline