Flat Ground Floor, 65 Cloudesdale Road, London, SW17 8ET

UPRN:121038851Flat/Maisonette2 bedsBuilt 1900-1929

Shared ownershipCouncil Tax: Band DEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat Ground Floor, 65 Cloudesdale Road, London, SW17 8ET

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£565,000

£508k - £621kMedium

Estimate

£565k

Range

£508k – £621k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.98%

Verdict

Derived from HomePortfolio scores

Flat Ground Floor earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 43Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -41.6% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 121038851· as of 9 Nov 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.86
- valuation_snapshotsrent estimate 2650/mo (range 2450-2900)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,557/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 60 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
646 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,450-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£865/mo
Cash on cash: -3.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 121038851Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2650/mo (range 2450-2900)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2450-2900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£565,000

Rent Estimate (pcm)£2,650

Gross Yield3.98%

1y Growth-24.7%

3y Growth+0.3%

5y Growth+0.2%

10y Growth+0.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW17 8ET

Approval Rate

-12mo

Development

low

26/03213/TCA
T1 Robinia sp. (x1) Reduce crown by 2.5-3m off height and width. Reason: Lost two stems in October. The branches had weak unions with the old pollard head, causing them to fail under their own weight. T2 Robinia sp. (x1) Reduce crown by 1.5m all around. Reason: To lessen the load on the crown. T3 Robinia sp. (x1) Reduce crown by 1m all around. Reason: To lessen the load on the crown.
Pending
PA2026/0532
Non-material amendment to planning permission dated 23/03/2026 ref 2025/4065 (Alterations including erection of mansard roof extension to main rear roof and formation of roof terrace over back addition with 1.7m high screen; erection of single rear/side extension and roof terrace above with 1.7m high screen surround. Alterations and extensions in connection with conversion of dwelling into 1 x3 bedroom, 1 x2 bedroom and 1 x1 bedroom flats.) to allow alterations to internal layout of first floor flat including increase in size of double bedroom, relocation of single bedroom in lieu of kitchen and provision of study. Alterations to internal layout of top floor flat including relocation of kitchen/dining in lieu of bedroom and bathroom and vice versa.
Pending
26/02978/FUL
Erection of a roof extension over the existing rear outrigger.
Pending

View Planning Timeline