55 St Andrews Road, London, W3 7NF

UPRN:12108903Semi-Detached House2 bedsBuilt -

Tenure: -Council Tax: Band EEPC: -

Data freshness:Price Paid· freshPlanning· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£726,000

£580k - £871kLow

Estimate

£726k

Range

£580k – £871k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

5.14%

Verdict

Derived from HomePortfolio scores

55 St Andrews Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 64Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics1/40
gross yield 5.1%; range width penalty ×0.83
- valuation_snapshotsrent estimate 3000/mo (range 2700-3250)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -878/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Risk & liquidity9.2/15
416 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,700-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£286/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3000/mo (range 2700-3250)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2700-3250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£726,000

Rent Estimate (pcm)£3,000

Gross Yield5.14%

1y Growth-

3y Growth-3.0%

5y Growth-2.9%

10y Growth-0.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5W3 7NF

Approval Rate

100%12mo

Development

low

26/0187/DELEAL
Discharge of condition PLC-15 pursuant to planning permission reference 165514OPDFUL dated 20/10/2023 for 'Redevelopment of the site to provide a single storey basement with a part 10, part 36 storey building comprising 350 residential units and ancillary facilities (Use Class C3) with a mix of studio, 1 bed, 2 bed and 3 bed flats and 503qm (GIA) of flexible use class E and/or Sui Generis (pub/wine bar/drinking establishment) and/or F1 and/or F2 floorspace and a landscaped public realm, together with associated public and private amenity space, cycle parking, car parking, servicing, landscaping and other associated works (Full Planning Application accompanied by an Environmental Impact Assessment) (Amended description, revised plans and affordable housing received 17/07/20)'
Approved
263804OPDCOB
Application for Prior Approval under Schedule 2, Part 16, Class A of the Town and Country Planning (General Permitted Development) (England) Order 2015 (as amended) for the installation of a telecommunications base station comprising a 25m monopole supporting 6 antennas and 2 transmission dishes, together with the installation of 3 ground-based equipment cabinets, 1 meter cabinet and ancillary development including compound fencing. (Out of Borough)
Pending
P/2026/02597/HH
Erection of a rear dormer roof extension (approved under ref: P/2026/01453/FUL); erection of a rear extension, over part of the approved ground floor back addition; erection of a single storey rear extension (approved under ref: P/2026/01443/FUL).
Pending

View Planning Timeline