Ground Floor Flat, 21 Fletcher Road, Chiswick, W4 5AT

UPRN:12149515Flat/MaisonetteBeds -Built 1900-1929

Tenure: -Council Tax: Band DEPC: C (70)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Ground Floor Flat, 21 Fletcher Road, Chiswick, W4 5AT

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£536,000

£483k - £590kMedium

Estimate

£536k

Range

£483k – £590k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.06%

Verdict

Derived from HomePortfolio scores

Ground Floor Flat earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 47Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -21.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 12149515· as of 13 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 2200/mo (range 2000-2400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,255/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
425 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,000-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£671/mo
Cash on cash: -3.7%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 12149515Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2000-2400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2000-2400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£536,000

Rent Estimate (pcm)£2,200

Gross Yield4.06%

1y Growth-

3y Growth+0.6%

5y Growth+3.0%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1W4 5AT

Approval Rate

-12mo

Development

low

263999PTC
T1 Eucalyptus Reduce height only by approx. 2m. Reduce x1 lateral branch growing towards the house by approx. 1.5m T2 Bay Trim back all aspects of the crown to create a tight and tidy shape T3 Philadelphus Reduce height by approx. 2m and cut back any branches growing over the neighbour's fence. T4 Silver Birch Reduce all aspects of the crown by approx. 2-3m back to previous points of reduction. T5 Portuguese Laurel Trim back all aspects of the crown to create a tight and tidy shape. T6 Hornbeam Reduce all aspects of the crown by approx. 1-1.5m back to previous points of reduction. T7 Liquidamber Reduce all aspects of the crown by approx. 1-2m back to previous points of reduction. T8 Japanese Maple Reduce all aspects of the crown by approx. 1-2m back to previous points of reduction.
Pending
263976PTT
T1 Lime - Re-pollard removing 3/4 years regrowth
Pending
264027DV
Modification of Planning Obligation for planning permission ref: 223203FUL dated 09.02.2023 to amend the relevant Schedule 2 wording so that the three-month affordability restriction period runs from the commencement of marketing of the development/shared ownership units, rather than from the date each shared ownership unit is ready for occupation
Pending

View Planning Timeline

Ownership

Corporate Ownership47.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,665

Population Density14,984 /km²

Owner Occupied49%

Age Distribution

0-15 17%16-64 72%65+ 11%

View Area Profile

Schools Nearby

Ark Priory Primary Academy
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Acton Gardens Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Acton Childrens Centre
0.3 mi
OutstandingImproving
Ark Byron Primary Academy
0.4 mi
GoodImproving

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

55A Fletcher Road
-
£627k
-
53 Fletcher Road
-
£567k
-
23 Fletcher Road
-
£725k
-
1 Fletcher Road
-
£415k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN