Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-05T04:00:06.311246+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T11:07:23.304765+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:23:09.760059+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
75
/ 100
Strong
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
17 of 21 sources
Sale Estimate
£541,000
£487k - £595kMedium
Estimate
£541k
Range
£487k – £595k
Rent Estimate (pcm)
£2,100
£2k - £2k
Monthly
£2,100
Yield
5.60%
Verdict
Derived from HomePortfolio scores
12 Tremlett Building earns an INVESTIGATE rating with HP Score 75/100. Investment score 81/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
T1 -T2 Fell to near ground level 2x pine trees growing in close proximity to the adjacent buildings
Approved
263806PALHE
Single storey (Max 5m deep and Max 3m high) rear extension (42 days Prior Notification Process)
Pending
263767NMA
Application for a Non-Material Amendment in (S96a) seeking to allow to amend the description in relation to planning permission reference 254723FUL dated 26/06/2026 for: Demolition of existing building and erection of a 6-storey mixed-use building comprising of commercial (Class E) accommodation at ground floor and HMO (Sui Generis) accommodation (129 HMO rooms) at ground and upper floors with associated communal areas
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
17
Low confidence0 independent sourcesLead to verifyListing checked 5 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 17% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +16.8% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 12191020· as of 13 Oct 2026
Rental economics3.9/40
gross yield 5.6%; range width penalty ×0.82; the estimate this rent rides on sits 17% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2100/mo (range 1900-2300)· as of 13 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -485/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
248 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£337,500£517,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£450,000
At the asking price
£2,100/mo
Evidenced range £1,900-£2,300
5.4%
75%
Cash required
£148,800
Net cash flow
-£65/mo
Cash on cash
-0.5%
Score at this price
17
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 12191020Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2100/mo (range 1900-2300)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this