Flat 1, Rajat House, 24 Somerset Road, London, W13 9PB

UPRN:12210476Flat/Maisonette3 bedsBuilt 2024

LeaseholdCouncil Tax: Band EEPC: B (84)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 1, Rajat House, 24 Somerset Road, London, W13 9PB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£816,000

£775k - £857kHigh

Estimate

£816k

Range

£775k – £857k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

4.72%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 68/100. Investment score 80/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

80/ 100

High

Crime Score

51/ 100

Elevated

Walkability

44/ 100

Mixed

Transit & Bike

Transit 41Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +2.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 12210476· as of 9 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.76
- valuation_snapshotsrent estimate 3150/mo (range 2800-3500)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,190/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 255 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
248 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£700,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,800-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£519/mo
Cash on cash: -2.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 12210476Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3150/mo (range 2800-3500)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 2800-3500)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£816,000

Rent Estimate (pcm)£3,150

Gross Yield4.72%

1y Growth-7.8%

3y Growth-2.8%

5y Growth+0.6%

10y Growth+1.4%

Last Sold Price£800,000 (2024-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2W13 9PB

Approval Rate

-12mo

Development

low

263841CPE
Retrospective application for removal of 1 rooflight and relocation of 2 rooflights to front roofslope; removal of rear chimney; removal of 2 windows at side ground floor level (Lawful Development Certificate for an Existing Development)
Pending
263767NMA
Application for a Non-Material Amendment in (S96a) seeking to allow to amend the description in relation to planning permission reference 254723FUL dated 26/06/2026 for: Demolition of existing building and erection of a 6-storey mixed-use building comprising of commercial (Class E) accommodation at ground floor and HMO (Sui Generis) accommodation (129 HMO rooms) at ground and upper floors with associated communal areas
Pending
263741PTC
G1 Leyland Cypress - Reduce back in line with the client fence. To allow more light into the garden. Trim if needed to create a tidy shape. T2 Bay - Reduce height down to the top of the fence.
Pending

View Planning Timeline