24 Albury, 90 King Charles Road, Surbiton, KT5 8QS

UPRN:128009497Purpose Built Flat2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

24 Albury, 90 King Charles Road, Surbiton, KT5 8QS

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£422,000

£401k - £443kHigh

Estimate

£422k

Range

£401k – £443k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

5.32%

Verdict

Derived from HomePortfolio scores

24 Albury earns an INVESTIGATE rating with HP Score 79/100. Investment score 78/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

78/ 100

High

Crime Score

32/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 30Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£439,950

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £145,283
Net cash flow: -£135/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£422,000

Rent Estimate (pcm)£1,950

Gross Yield5.32%

1y Growth-

3y Growth+2.8%

5y Growth+1.5%

10y Growth+1.6%

Last Sold Price£428,000 (2022-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT5 8QS

Approval Rate

-12mo

Development

low

26/02345/TPO
T1: Birch - 2.5 metre Crown reduction.
Pending
26/02339/TPO
T1: Eucalyptus - Reduce height and spread to previous points (approx. 5 metres height and 3 metres spread). Cyclic pruning every 3-years to manage size and reduce risk of tree failure.
Pending
26/02309/NMA
Application for a Non-Material Amendment to Planning Permission ref: 25/01574/FUL (Change of use from care home (Use Class C2) to a large House in Multiple Occupation (HMO) providing specialist supported accommodation for vulnerable individuals (Use Class Sui Generis), including associated external alterations, changes to fenestration, provision of refuse storage, vehicle and cycle parking, landscaping and plant). Amendment to relocate the refuse and recycling store.
Pending

View Planning Timeline