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3 Terrapins, Lovelace Road, Surbiton, KT6 6NB

UPRN:128021408Purpose Built Flat2 bedsBuilt 1950-1966
LeaseholdCouncil Tax: Band CEPC: D (61)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T11:08:15.790182+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:36:00.257942+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· freshSchools: fresh, refreshed today (2026-11-05T17:42:09.721250+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
3 Terrapins, Lovelace Road, Surbiton, KT6 6NB

HP Score

Strong
Verdict
today
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
20 of 21 sources
Sale Estimate
£343,000
£309k - £378kMedium
Estimate
£343k
Range
£309k – £378k
Rent Estimate (pcm)
£1,450
£1k - £2k
Monthly
£1,450
Yield
5.07%

Verdict

Derived from HomePortfolio scores

3 Terrapins earns an INVESTIGATE rating with HP Score 80/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
80/ 100
Strong
Investment Score
65/ 100
Moderate
Crime Score
12/ 100
Low
Walkability
71/ 100
High
Transit & Bike
Transit 35Bike 56
Walk Score, out of 100

Valuation & Market

Sale Estimate£343,000
Rent Estimate (pcm)£1,450
Gross Yield5.07%
1y Growth+25.2%
3y Growth-0.1%
5y Growth-0.4%
10y Growth+0.8%
Last Sold Price£282,000 (2020-06-02)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0KT6 6NB
Approval Rate
-12mo
Development
low
  • 26/02309/NMA
    Application for a Non-Material Amendment to Planning Permission ref: 25/01574/FUL (Change of use from care home (Use Class C2) to a large House in Multiple Occupation (HMO) providing specialist supported accommodation for vulnerable individuals (Use Class Sui Generis), including associated external alterations, changes to fenestration, provision of refuse storage, vehicle and cycle parking, landscaping and plant). Amendment to relocate the refuse and recycling store.
    Pending
  • 26/02293/TCA
    T1540: (Goat Willow) - Pollard - Previous pollard height.
    Pending
  • 26/02291/TPO
    1 x Dead Lawson - Fell.
    Pending

Ownership

  • Corporate Ownership58.6%
  • Overseas OwnershipNo
  • Lease Term Remaining999+ yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change2020-06-02
  • SourceLand Registry

Connectivity

Broadband (Standard)
14 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£41,833
Population Density9,488 /km²
Owner Occupied38%
Age Distribution
0-15 16%16-64 73%65+ 11%

Schools Nearby

  • Long Ditton Infant and Nursery School
    0.4 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

  • Long Ditton St Mary's CofE (Aided) Junior School
    0.5 mi
    OutstandingImproving
  • St Andrew's and St Mark's CofE Junior School
    0.6 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • St Matthew's CofE Primary School
    0.6 mi
    -

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • Terrapins Lovelace Road
    -
    £430k
    -
  • Terrapins Lovelace Road
    -
    £362k
    -
  • Terrapins Lovelace Road
    -
    £325k
    -
  • Terrapins Lovelace Road
    -
    £338k
    -