3C Burney Avenue, Surbiton, KT5 8DF

UPRN:128043333End Terrace House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band FEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£852,000

£767k - £937kMedium

Estimate

£852k

Range

£767k – £937k

Rent Estimate (pcm)

£4,650

£4k - £5k

Monthly

£4,650

Yield

7.15%

Verdict

Derived from HomePortfolio scores

3C Burney Avenue earns an INVESTIGATE rating with HP Score 86/100. Investment score 83/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

83/ 100

High

Crime Score

10/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 49Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.5% (MEDIUM), sold-comps -3.7%, £/sqft -3.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 128043333· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 20.3%· as of 21 Oct 2026
Rental economics15.5/40
gross yield 7.2%; range width penalty ×0.90
- valuation_snapshotsrent estimate 4650/mo (range 4300-5000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3/mo, -0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 477 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
184 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£585,000£897,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£780,000

At the asking price

Monthly rent£4,650/mo

Evidenced range £4,300-£5,000

Interest rate5.4%

Loan to value75%

Cash required: £264,300
Net cash flow: £587/mo
Cash on cash: 2.7%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.77 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 128043333Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 20.3%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 4650/mo (range 4300-5000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4650/mo (range 4300-5000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 477 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£852,000

Rent Estimate (pcm)£4,650

Gross Yield7.15%

1y Growth-

3y Growth+2.8%

5y Growth+1.5%

10y Growth+1.6%

Last Sold Price£565,000 (2017-12-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT5 8DF

Approval Rate

-12mo

Development

low

26/02309/NMA
Application for a Non-Material Amendment to Planning Permission ref: 25/01574/FUL (Change of use from care home (Use Class C2) to a large House in Multiple Occupation (HMO) providing specialist supported accommodation for vulnerable individuals (Use Class Sui Generis), including associated external alterations, changes to fenestration, provision of refuse storage, vehicle and cycle parking, landscaping and plant). Amendment to relocate the refuse and recycling store.
Pending
26/02290/TCA
T2: Yew - Cut back to fence line on No. 5 side
Pending
26/02247/TPO
T1: Horse Chestnut - Raise the lower branches over the public footpath up to 2.5 metres to allow safe passage for pedestrians. Raise the lower branches over the road & traffic lights to achieve a 5.2 metre clearance & 1.5 metre clearance from the traffic lights. Remove basal growth up to 4 metres. 2m clearance from the building to stop squirrels jumping on the roof.
Pending

View Planning Timeline