Flat 3, St Catharines Court, 19 Alexandra Drive, Surbiton, KT5 9AB

UPRN:128054153Flat/Maisonette2 bedsBuilt 2021

LeaseholdCouncil Tax: Band DEPC: B (88)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 3, St Catharines Court, 19 Alexandra Drive, Surbiton, KT5 9AB

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£549,000

£522k - £577kHigh

Estimate

£549k

Range

£522k – £577k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

5.56%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 83/100. Investment score 81/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

81/ 100

High

Crime Score

11/ 100

Low

Walkability

59/ 100

Moderate

Transit & Bike

Transit 26Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH), sold-comps -15.8%, £/sqft -15.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 128054153· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.3%· as of 24 Oct 2026
Rental economics3.8/40
gross yield 5.6%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2550/mo (range 2300-2750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -619/mo, -24% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
184 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£91/mo
Cash on cash: -0.6%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 128054153Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 7.3%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 2550/mo (range 2300-2750)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2300-2750)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£549,000

Rent Estimate (pcm)£2,550

Gross Yield5.56%

1y Growth-

3y Growth+2.8%

5y Growth+1.5%

10y Growth+1.6%

Last Sold Price£527,500 (2023-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT5 9AB

Approval Rate

-12mo

Development

low

26/02339/TPO
T1: Eucalyptus - Reduce height and spread to previous points (approx. 5 metres height and 3 metres spread). Cyclic pruning every 3-years to manage size and reduce risk of tree failure.
Pending
26/02290/TCA
T2: Yew - Cut back to fence line on No. 5 side
Pending
26/02260/TCA
T1519: Red Norway - Fell.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,833

Population Density4,742 /km²

Owner Occupied90%

Age Distribution

0-15 20%16-64 58%65+ 22%

View Area Profile

Schools Nearby

Surbiton Hill Nursery School
0.3 mi
-
Christ Church CofE Primary School
0.3 mi
Good
Dysart School
0.4 mi
Outstanding
Our Lady Immaculate Catholic Primary School
0.4 mi
Inspected as Our Lady Immaculate Catholic Primary School (URN 102595) on 4 Dec 2018

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Alexandra Drive
-
£1.15M
-
St. Catharines Court, 19 Alexandra Drive
-
£528k
-
St. Catharines Court, 19 Alexandra Drive
-
£460k
-
St. Catherines Court 19 Alexandra Drive
-
£570k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN