88 Cotswold Road, Bristol, BS3 4NS

UPRN:131684TerracedBeds -Built 1900-1929

FreeholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£547,000

£493k - £602kMedium

Estimate

£547k

Range

£493k – £602k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

8.25%

Verdict

Derived from HomePortfolio scores

88 Cotswold Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Transit 84Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,550-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £554/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£547,000

Rent Estimate (pcm)£2,750

Gross Yield8.25%

1y Growth+24.1%

3y Growth+3.1%

5y Growth+3.6%

10y Growth+4.7%

Last Sold Price£85,000 (1999-11-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS3 4NS

Approval Rate

-12mo

Development

low

26/13601/CP
Application for a Lawful Development Certificate for a Proposed use or development - Replacement of five windows at the front of the house.
Pending
26/13433/NMA
Non-material amendment following grant of Planning Permission 25/11532/F - Single storey rear extension with roof terrace. Non material amendment sought for two new openings to the side elevation and the width of the opening to the rear elevation is tone extended.
Approved
26/13384/F
Change of use of a mixed-use premises to form 1no. dwellinghouse (Use Class C3) and associated works.
Pending

View Planning Timeline