Virginia Cottage, Church Road, Farley Hill, Reading, RG7 1TR

UPRN:14004061Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Virginia Cottage, Church Road, Farley Hill, Reading, RG7 1TR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,157,000

£1.04M - £1.27MMedium

Estimate

£1.16M

Range

£1.04M – £1.27M

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

5.56%

Verdict

Derived from HomePortfolio scores

Virginia Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 41/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

41/ 100

Mixed

Crime Score

6/ 100

Low

Walkability

6/ 100

Low

Transit & Bike

Transit 7Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,650-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£148/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,157,000

Rent Estimate (pcm)£4,150

Gross Yield5.56%

1y Growth-

3y Growth+1.1%

5y Growth+0.7%

10y Growth+2.0%

Last Sold Price£660,000 (2012-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2RG7 1TR

Approval Rate

100%12mo

Development

low

262426
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 437/1988, AREA 5 T1, Holm Oak â Crown reduction by 2m and selective pruning; remove deadwood; reduce 1 no. limb (indicated on photograph) overhanging outbuilding by approx. 5-6m.
Pending
262407
Application for submission of details to comply with the following condition of planning consent 261905 dated 08.10.2026. Condition 5 relates to protection of trees.
Pending
262372
Householder application for the erection of replacement fencing and installation of driveway gates. (Part retrospective)
Pending

View Planning Timeline