Azalia Cottage, Fleet Hill, Finchampstead, Wokingham, RG40 4LB

UPRN:14006745Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Azalia Cottage, Fleet Hill, Finchampstead, Wokingham, RG40 4LB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,380,000

£1.24M - £1.52MMedium

Estimate

£1.38M

Range

£1.24M – £1.52M

Rent Estimate (pcm)

£5,600

£5k - £6k

Monthly

£5,600

Yield

1.13%

Verdict

Derived from HomePortfolio scores

Azalia Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

13/ 100

Low

Transit & Bike

Transit 40Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£5,950,000

At the asking price

Monthly rent£5,600/mo

Evidenced range £5,000-£6,150

Interest rate5.4%

Loan to value75%

Cash required: £2,414,050
Net cash flow: -£16,204/mo
Cash on cash: -8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.28 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,380,000

Rent Estimate (pcm)£5,600

Gross Yield1.13%

1y Growth-

3y Growth-1.6%

5y Growth+1.0%

10y Growth+0.8%

Last Sold Price£725,000 (2006-07-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RG40 4LB

Approval Rate

-12mo

Development

low

262447
Application for submission of details to comply with the following condition of planning consent 261472 dated 14/09/2026. Condition 4 (Natural England License) and 5 (Biodiversity Enhancements).
Pending
261702
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 293/1985, T3 T1, Oak (T3 on TPO) â Section fell.
Approved
261697
Application for a certificate of lawfulness for the proposed alterations to roof to facilitate conversion of loft to create habitable accommodation, including the insertion of roof lights and removal of chimneys.
Approved

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-07-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density403 /km²

Owner Occupied74%

Age Distribution

0-15 24%16-64 57%65+ 19%

View Area Profile

Schools Nearby

Finchampstead CofE VA Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Charles Kingsley's Church of England Primary School
0.9 mi
Good
Nine Mile Ride Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gorse Ride Junior School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Azalia Cottage Fleet Hill
-
£725k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN