387 Finchampstead Road, Finchampstead, Wokingham, RG40 3RL

UPRN:14008659Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

387 Finchampstead Road, Finchampstead, Wokingham, RG40 3RL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£746,000

£672k - £821kMedium

Estimate

£746k

Range

£672k – £821k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

387 Finchampstead Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

63/ 100

Moderate

Transit & Bike

Transit 16Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,750-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£454/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£746,000

Rent Estimate (pcm)£3,000

Gross Yield4.80%

1y Growth-2.4%

3y Growth-1.6%

5y Growth+1.0%

10y Growth+0.8%

Last Sold Price£386,000 (2011-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RG40 3RL

Approval Rate

-12mo

Development

low

262539
Householder application for the proposed enclosure of the existing car barn to form a detached garage with associated changes to fenestration.
Pending
262521
Application for non-material amendment to planning consent 250655 to change the wording of condition 2 to include an amended boundary treatments plan.
Pending
262519
Application for submission of details to comply with the following condition of planning consent 261844 dated 15/10/26. Condition 4 relates to landscaping.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-07-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density-

Owner Occupied74%

Age Distribution

0-15 24%16-64 57%65+ 19%

View Area Profile

Schools Nearby

Gorse Ride Infants' School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Gorse Ride Junior School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Nine Mile Ride Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Waverley Preparatory School & Day Nursery
0.7 mi
Inspected by ISI

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

389 Finchampstead Road
-
£800k
-
401 Finchampstead Road
-
£640k
-
403 Finchampstead Road
-
£738k
-
409 Finchampstead Road
-
£20k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN