84 Chiltern Crescent, Earley, Reading, RG6 1AN

UPRN:14017264Semi-Detached PropertyBeds -Built 1950-1966

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

84 Chiltern Crescent, Earley, Reading, RG6 1AN

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£557,000

£529k - £585kHigh

Estimate

£557k

Range

£529k – £585k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

4.52%

Verdict

Derived from HomePortfolio scores

84 Chiltern Crescent earns an INVESTIGATE rating with HP Score 72/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 19Bike 51

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -16.7% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 14017264· as of 9 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.83
- valuation_snapshotsrent estimate 2450/mo (range 2200-2650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,071/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
309 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£498/mo
Cash on cash: -2.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 14017264Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2450/mo (range 2200-2650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2200-2650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 77 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£557,000

Rent Estimate (pcm)£2,450

Gross Yield4.52%

1y Growth-

3y Growth+0.7%

5y Growth+2.9%

10y Growth+1.9%

Last Sold Price£153,000 (2000-03-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RG6 1AN

Approval Rate

0%12mo

Development

low

262526
Householder application for the proposed erection of a first floor side and rear extension.
Pending
262491
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 3/1951, AREA 1 T1, Lime - Remove epicormic growth up to 4m; remove sucker growth; crown lift to approx. 4m by removing secondary growth only where possible. T2, Lime - Fell to just above ground level. T3, Lime - Remove epicormic growth up to 4m; remove sucker growth; crown lift to approx. 4m by removing secondary growth only where possible. T4, Lime - Remove epicormic growth up to 4m; remove sucker growth; crown lift to approx. 4m by removing secondary growth only where possible.
Pending
262467
Application to vary condition 11 of planning consent 253130 for the proposed extension to the existing David Lloyd Club to form enhanced swimming facilities, Spa and Spa Garden, plus upper floor health and fitness areas and alterations to existing car park layout. Condition 11 refers to Sustainable Construction and theÂ variation is to amend the wording of this condition to a compliance condition.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-03-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density-

Owner Occupied86%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

The Bulmershe School
0.6 mi
-
Addington School
0.6 mi
Inspected as Addington School (URN 110187) on 29 Mar 2023
Alfred Sutton Primary School
0.7 mi
Good
Highwood Primary School
0.7 mi
Inspected as Highwood Primary School (URN 131689) on 1 Dec 2021

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 Chiltern Crescent
-
£580k
-
52 Chiltern Crescent
-
£460k
-
70 Chiltern Crescent
-
£450k
-
32 Chiltern Crescent
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN