10 Shepherds House Lane, Earley, Reading, RG6 1AD

UPRN:14017814Semi-Detached House5 bedsBuilt 1930-1949

Tenure: -Council Tax: Band DEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Shepherds House Lane, Earley, Reading, RG6 1AD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£623,000

£561k - £685kMedium

Estimate

£623k

Range

£561k – £685k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

5.50%

Verdict

Derived from HomePortfolio scores

10 Shepherds House Lane earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

60/ 100

Moderate

Transit & Bike

Transit 16Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +3.7% (MEDIUM), sold-comps +23.1%, £/sqft +23.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 14017814· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 10.9%· as of 1 Nov 2026
Rental economics3.5/40
gross yield 5.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2750/mo (range 2500-2950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -640/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 72 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.9/15
309 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£121/mo
Cash on cash: -0.7%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 14017814Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 10.9%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 2750/mo (range 2500-2950)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2750/mo (range 2500-2950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 72 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£623,000

Rent Estimate (pcm)£2,750

Gross Yield5.50%

1y Growth-

3y Growth+0.7%

5y Growth+2.9%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3RG6 1AD

Approval Rate

100%12mo

Development

low

262573
Application for submission of details to comply with the following conditions of planning consent 253130 dated 04/09/2026. Condition 8 relates to piling and 9 to decommissioning boreholes.
Pending
262568
Submission of details to comply with the following condition of Listed Building Consent 252302 dated 14/07/2026. Condition 13 refers to Roof Guttering Channel End Detailing.
Pending
262526
Householder application for the proposed erection of a first floor side and rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density-

Owner Occupied69%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

Alfred Sutton Primary School
0.7 mi
Good
The Bulmershe School
0.7 mi
Inspected as The Bulmershe School (URN 110062) on 7 Nov 2017
New Town Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Addington School
0.7 mi
Inspected as Addington School (URN 110187) on 29 Mar 2023

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Shepherds House Lane
-
£394k
-
14 Shepherds House Lane
-
£365k
-
40 Shepherds House Lane
-
£390k
-
40 Shepherds House Lane
-
£236k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN