St Patricks Lodge, Thames Drive, Charvil, Reading, RG10 9TP

UPRN:14031872Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: G (1)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

St Patricks Lodge, Thames Drive, Charvil, Reading, RG10 9TP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£2,489,000

£2.37M - £2.61MHigh

Estimate

£2.49M

Range

£2.37M – £2.61M

Rent Estimate (pcm)

£8,300

£7k - £9k

Monthly

£8,300

Yield

3.98%

Verdict

Derived from HomePortfolio scores

St Patricks Lodge earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 38Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£8,300/mo

Evidenced range £7,350-£9,200

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: -£2,691/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,489,000

Rent Estimate (pcm)£8,300

Gross Yield3.98%

1y Growth-

3y Growth+1.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0RG10 9TP

Approval Rate

-12mo

Development

low

262226
REGULATION 14(2) NOTIFICATION FOR WORKS TO PROTECTED TREE(S) TPO 1137/2006, T4 T1, Cedar (T4 on TPO) - Remove failed limb back to source.
Approved
262065
Application to vary condition 2 of planning consent 192077 for the erection of single storey front, side and rear extensions to dwelling, following demolition of existing bay window. Variation is to allow changes to extension layout, roof alterations and changes to fenestration.
Pending
261754
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 1137/2006, T3 and T4 T1, Beech (T3 on TPO) - Crown lift to approx. 4.5-5m over the garden of no. 64 Park View Drive North; crown reduction on south side only by 1-1.5m, leaving a finished crown spread on this side of approx. 4.5-5.5m. T2, Cedar (T4 on TPO) - Crown lift to approx. 4.5-5m over the garden of no. 64 Park View Drive North; crown reduction on north side only by 1-1.25m, leaving a finished crown spread on this side of approx. 4-4.5m.
Approved

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density572 /km²

Owner Occupied87%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Shiplake College
0.8 mi
Inspected by ISI
Shiplake Church of England School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Piggott School
1.2 mi
GoodImproving
Sonning Church of England Primary School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Cottage Thames Drive
-
£1.95M
-
Chilterns Thames Drive
-
£1.90M
-
Island Cottage Thames Drive
-
£1.25M
-
Herons Creek Thames Drive
-
£1.65M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN