95 Victoria Road, Wargrave, Reading, RG10 8AG

UPRN:14042501Semi-Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPrice Paid· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

95 Victoria Road, Wargrave, Reading, RG10 8AG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£622,000

£497k - £746kLow

Estimate

£622k

Range

£497k – £746k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

2.29%

Verdict

Derived from HomePortfolio scores

95 Victoria Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 9Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£2,259/mo
Cash on cash: -7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.57 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£622,000

Rent Estimate (pcm)£2,100

Gross Yield2.29%

1y Growth+22.2%

3y Growth+1.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price£87,000 (1996-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

6RG10 8AG

Approval Rate

100%12mo

Development

low

262527
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 61/1973. T1, Horse Chestnut - Reduce overall crown by approximately 1.5m, pruning back to suitable historic reduction. Remove epicormic growth from the main stem and remove major deadwood.
Pending
262504
SECTION 211 NOTIFICATION FOR WORKS TO TREE(S) IN A CONSERVATION AREA. T1 (Beech) Top reduction of 2-2.5m and side reduction of 1-1.5m.
Pending
262471
Application for a certificate of lawfulness for the proposed erection of a single storey rear extension to include rooflights, changes to fenestration and garden steps.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,538

Population Density126 /km²

Owner Occupied72%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Robert Piggott CofE Infant School
0.3 mi
Inspected as Robert Piggott CofE Infant School (URN 109989) on 23 Apr 2024
Robert Piggott CofE Junior School
0.3 mi
Inspected as Robert Piggott CofE Junior School (URN 109993) on 28 Sep 2023
The Piggott School
0.9 mi
GoodImproving
Polehampton Church of England Junior School
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

129 Victoria Road
-
£700k
-
149 Victoria Road
-
£645k
-
121 Victoria Road
-
£550k
-
119 Victoria Road
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN