222 Finchampstead Road, Wokingham, RG40 3HB

UPRN:14044920Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

222 Finchampstead Road, Wokingham, RG40 3HB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£954,000

£907k - £1.00MHigh

Estimate

£954k

Range

£907k – £1.00M

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

4.74%

Verdict

Derived from HomePortfolio scores

222 Finchampstead Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

72/ 100

High

Transit & Bike

Transit 7Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,500-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: -£625/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£954,000

Rent Estimate (pcm)£3,850

Gross Yield4.74%

1y Growth-

3y Growth-1.6%

5y Growth+1.0%

10y Growth+0.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0RG40 3HB

Approval Rate

-12mo

Development

low

262472
Planning application
Approved
262396
Householder application for proposed erection of single storey side extension. (Retrospective)
Pending
262221
Reserved Matters (Phase 2) pursuant to Outline Planning Permission 222306 (Appeal Ref. APP/X0360/W/24/3354667) for the erection of 101 dwellings and associated works. Details of access, appearance, landscaping, layout and scale to be considered. Information also submitted in support of Conditions 2a, 4, 5, 6, 7, 8, 9, 10, 11, 12 and 22.
Pending

View Planning Timeline