21 Rectory Road, Wokingham, RG40 1DP

UPRN:14047917Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,161,000

£1.10M - £1.22MHigh

Estimate

£1.16M

Range

£1.10M – £1.22M

Rent Estimate (pcm)

£4,700

£4k - £5k

Monthly

£4,700

Yield

21.69%

Verdict

Derived from HomePortfolio scores

21 Rectory Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 21Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£4,700/mo

Evidenced range £4,200-£5,150

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £2,376/mo
Cash on cash: 34.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,161,000

Rent Estimate (pcm)£4,700

Gross Yield21.69%

1y Growth-18.7%

3y Growth-1.6%

5y Growth+1.0%

10y Growth+0.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1RG40 1DP

Approval Rate

100%12mo

Development

low

262565
APPLICATION FOR WORKS TO PROTECTED TREE(S) TPO 1818/2021, AREA 1 T1, Sycamore - fell tree.
Pending
262563
Householder application for the proposed conversion of existing garage to create habitable accommodation plus internal amendments and changes to fenestration.
Pending
262532
SECTION 211 NOTIFICATION FOR WORKS IN A CONSERVATION AREA T1, Birch â Fell to ground level.
Pending

View Planning Timeline