Woodcray House, Finchampstead Road, Wokingham, RG40 3HG

UPRN:14058720Detached HouseBeds -Built 2012-2021

FreeholdCouncil Tax: Band HEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Woodcray House, Finchampstead Road, Wokingham, RG40 3HG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£2,315,000

£2.08M - £2.55MMedium

Estimate

£2.31M

Range

£2.08M – £2.55M

Rent Estimate (pcm)

£9,350

£9k - £10k

Monthly

£9,350

Yield

4.68%

Verdict

Derived from HomePortfolio scores

Woodcray House earns an INVESTIGATE rating with HP Score 56/100. Investment score 44/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

45/ 100

Elevated

Walkability

23/ 100

Low

Transit & Bike

Transit 4Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,395,000

At the asking price

Monthly rent£9,350/mo

Evidenced range £8,500-£10,200

Interest rate5.4%

Loan to value75%

Cash required: £920,950
Net cash flow: -£1,610/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,315,000

Rent Estimate (pcm)£9,350

Gross Yield4.68%

1y Growth-

3y Growth-1.6%

5y Growth+1.0%

10y Growth+0.8%

Last Sold Price£1,050,000 (2006-08-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1RG40 3HG

Approval Rate

100%12mo

Development

low

262472
Planning application
Approved
262351
APPLICATION FOR WORKS TO PROTECTED TREE(S) â TPO-0057-1973 T1 (Oak) Removal of lower 4-5 branches, cut back by at least 4m.
Pending
262053
Householder application for the proposed erection of rear roof dormer facilitating a loft conversion forming habitable accommodation with 1no. rear Juliet balcony and 5no. front rooflights.
Rejected

View Planning Timeline