362 Goffs Lane, Goffs Oak, Waltham Cross, EN7 5QF

UPRN:148021616Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (41)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

362 Goffs Lane, Goffs Oak, Waltham Cross, EN7 5QF

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£470,000

£446k - £493kHigh

Estimate

£470k

Range

£446k – £493k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

3.18%

Verdict

Derived from HomePortfolio scores

362 Goffs Lane earns an INVESTIGATE rating with HP Score 62/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

33/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 8Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

5 live new-build plots advertised against one placeholder UPRN (£760,000-£1,090,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£830,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £281,800
Net cash flow: -£1,278/mo
Cash on cash: -5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£470,000

Rent Estimate (pcm)£2,200

Gross Yield3.18%

1y Growth-

3y Growth-2.8%

5y Growth+1.9%

10y Growth+3.0%

Last Sold Price£405,000 (2023-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EN7 5QF

Approval Rate

-12mo

Development

low

07/26/0852/DRC
Application for the approval of details reserved by conditions no. 3 (Construction Management Statement), 4 (Landscaping Scheme) and the submission of Biodiversity Gain Plan in accordance with Biodiversity Statuory Requirement of planning ref. 07/26/0006/F (Construction of a new 3 bedroom dwelling)
Pending
07/26/0845/F
Retrospective planning permission for the change of use of adjoining amenity land to residential garden and retention of the existing brick boundary wall and pillars together with the proposed installation of metal railings and an electric sliding access gate
Pending
07/26/0842/TW
Oak tree in front garden - trunk has severe decay around buttresses and clear signs of honey fungus. Remove tree for safety reasons , high possibility of failing and up rooting into neighbours or tree owners property.
Pending

View Planning Timeline

Ownership

Corporate Ownership83.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,283

Population Density2,949 /km²

Owner Occupied81%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Goffs Academy
0.6 mi
Good
Bonneygrove Primary School
0.6 mi
Good
Fairfields Primary School and Nursery
0.7 mi
Good
Oakview Primary School
0.8 mi
Inspected as Andrews Lane Primary School (URN 117302) on 12 Jul 2022

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

364 Goffs Lane
-
£398k
-
366 Goffs Lane
-
£150k
-
362 Goffs Lane
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN