125 Rye Road, Hoddesdon, EN11 0JP

UPRN:148029616Semi-Detached PropertyBeds -Built 1930-1949

FreeholdCouncil Tax: Band DEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£483,000

£459k - £507kHigh

Estimate

£483k

Range

£459k – £507k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

4.75%

Verdict

Derived from HomePortfolio scores

125 Rye Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

49/ 100

Mixed

Transit & Bike

Transit 17Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£455,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £150,550
Net cash flow: -£289/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£483,000

Rent Estimate (pcm)£1,800

Gross Yield4.75%

1y Growth-

3y Growth-2.7%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price£65,000 (1995-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EN11 0JP

Approval Rate

-12mo

Development

low

07/26/0838/LDP
Certificate of lawfulness for a proposed loft conversion with rear dormer and two front rooflights
Pending
07/26/0834/TW
Lime tree located between 15 & 17 Westhill Road at front of property. - Reduce branches to allow access into property, and reduce branches impacting on telephone cables above.
Pending
07/26/0833/F
Subdivision of dwellinghouse into 2no. dwellinghouses, removal of existing conservatory and store, part single storey rear extension and erection of front porch
Pending

View Planning Timeline

Ownership

Corporate Ownership52.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-11-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,283

Population Density6,287 /km²

Owner Occupied68%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

Rivers Education Support Centre
0.2 mi
Good
Rye Park Nursery School
0.3 mi
Outstanding
Forres Primary Academy
0.3 mi
Inspected as Forres Primary School (URN 117284) on 4 Oct 2022
St Catherine's Hoddesdon CofE Primary School
0.4 mi
GoodConcerns

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

115A Rye Road
-
£230k
-
123 Rye Road
-
£250k
-
121 Rye Road
-
£235k
-
127 Rye Road
-
£236k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN