12 Thurgood Road, Hoddesdon, EN11 9EG

UPRN:148030968Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£434,000

£412k - £455kHigh

Estimate

£434k

Range

£412k – £455k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

5.52%

Verdict

Derived from HomePortfolio scores

12 Thurgood Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 19Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£84/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£434,000

Rent Estimate (pcm)£2,000

Gross Yield5.52%

1y Growth-

3y Growth-2.7%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EN11 9EG

Approval Rate

-12mo

Development

low

07/26/0838/LDP
Certificate of lawfulness for a proposed loft conversion with rear dormer and two front rooflights
Pending
07/26/0834/TW
Lime tree located between 15 & 17 Westhill Road at front of property. - Reduce branches to allow access into property, and reduce branches impacting on telephone cables above.
Pending
07/26/0833/F
Subdivision of dwellinghouse into 2no. dwellinghouses, removal of existing conservatory and store, part single storey rear extension and erection of front porch
Pending

View Planning Timeline

Ownership

Corporate Ownership52.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,283

Population Density6,773 /km²

Owner Occupied74%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Forres Primary Academy
0.3 mi
Inspected as Forres Primary School (URN 117284) on 4 Oct 2022
Rivers Education Support Centre
0.4 mi
Good
Roselands Primary School
0.5 mi
-
Rye Park Nursery School
0.5 mi
Outstanding

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Thurgood Road
-
£428k
-
6 Thurgood Road
-
£395k
-
16 Thurgood Road
-
£250k
-
4 Thurgood Road
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN