9 St Francis Avenue, Northampton, NN5 7EP

UPRN:15055628TerracedBeds -Built -

FreeholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

9 St Francis Avenue, Northampton, NN5 7EP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£184,000

£147k - £221kLow

Estimate

£184k

Range

£147k – £221k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.96%

Verdict

Derived from HomePortfolio scores

9 St Francis Avenue earns an INVESTIGATE rating with HP Score 64/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

35/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 18Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: -£119/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£184,000

Rent Estimate (pcm)£950

Gross Yield4.96%

1y Growth-

3y Growth+2.4%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price£22,000 (1995-12-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN5 7EP

Approval Rate

-12mo

Development

low

2026/4070/TCA
Removal of 12m Copper Norway Maple Tree
Pending
2026/4380/S73
Variation of conditions 2 & 5 of approved 2024/394/FULL [Internal works to Dallington Hall. Construction of a summer house and a hobby workshop within the rear garden. Construction of an access ramp to the front and side of the house] replacing plans with new plans/elevations and siting for the workshop and changes to the exterior finishes. (workshop only)
Pending
2026/4250/FULL
Proposed Conversion of existing dwelling to 2No. Self Contained Flats including Single storey extension and Dormer to rear
Pending

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-12-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density3,024 /km²

Owner Occupied49%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Camrose Early Years Centre for Children & Families
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Earl Spencer Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mary's Catholic Primary School
0.5 mi
Good
St James Church of England Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 St Francis Avenue
-
£150k
-
15 St Francis Avenue
-
£143k
-
15 St Francis Avenue
-
£84k
-
12 St Francis Avenue
-
£38k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN