38 Whitefield Road, Northampton, NN5 6SL

UPRN:15062385Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

38 Whitefield Road, Northampton, NN5 6SL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£323,000

£307k - £340kHigh

Estimate

£323k

Range

£307k – £340k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

5.54%

Verdict

Derived from HomePortfolio scores

38 Whitefield Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 29Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£58/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£323,000

Rent Estimate (pcm)£1,500

Gross Yield5.54%

1y Growth-

3y Growth+2.4%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN5 6SL

Approval Rate

-12mo

Development

low

2026/4284/NMA
Non material amendment to amend colour of facias and soffits from black to white to planning permission 2024/4540/FULL (Development of 82 dwellings [Use Class C3], formation of amenity space, hard and soft landscaping works, provision of access and associated engineering work)
Pending
2026/4140/TPO
G2 - 2 No. dead Sycamore; Dead due to Sooty Bark disease. Section fell to ground level. G3 - 3 No. Ash by footpath; Inonotus hispidus and Ash dieback. Monolith at a height of approximately 4.0 metres.
Pending
2026/4048/HH
Remove existing pebble dash exterior on the front elevation and replace with light coloured fibre cement cladding.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density5,670 /km²

Owner Occupied80%

Age Distribution

0-15 22%16-64 58%65+ 20%

View Area Profile

Schools Nearby

Duston Eldean Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hopping Hill Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Duston School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chiltern Primary School
0.8 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Whitefield Road
-
£390k
-
66 Whitefield Road
-
£295k
-
20 Whitefield Road
-
£250k
-
58 Whitefield Road
-
£333k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN