20 Harefoot Close, Northampton, NN5 6RS

UPRN:15068065Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£497,000

£473k - £522kHigh

Estimate

£497k

Range

£473k – £522k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

5.14%

Verdict

Derived from HomePortfolio scores

20 Harefoot Close earns an INVESTIGATE rating with HP Score 71/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 31Bike 57

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 15068065· as of 9 Oct 2026
Rental economics1/40
gross yield 5.1%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2100/mo (range 1900-2250)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -654/mo, -31% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
499 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£367,500£563,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£490,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £162,800
Net cash flow: -£200/mo
Cash on cash: -1.5%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 15068065Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2100/mo (range 1900-2250)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1900-2250)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£497,000

Rent Estimate (pcm)£2,100

Gross Yield5.14%

1y Growth+17.4%

3y Growth+2.4%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price£96,000 (1998-09-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN5 6RS

Approval Rate

-12mo

Development

low

2026/4284/NMA
Non material amendment to amend colour of facias and soffits from black to white to planning permission 2024/4540/FULL (Development of 82 dwellings [Use Class C3], formation of amenity space, hard and soft landscaping works, provision of access and associated engineering work)
Pending
2026/4140/TPO
G2 - 2 No. dead Sycamore; Dead due to Sooty Bark disease. Section fell to ground level. G3 - 3 No. Ash by footpath; Inonotus hispidus and Ash dieback. Monolith at a height of approximately 4.0 metres.
Pending
2026/4050/TPO
G1 Lime trees - Crown raise trees to 3m/first union, remove epicormic growth
Pending

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-09-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density5,670 /km²

Owner Occupied80%

Age Distribution

0-15 22%16-64 58%65+ 20%

View Area Profile

Schools Nearby

Duston Eldean Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Duston School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hopping Hill Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Luke's Church of England Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Harefoot Close
-
£368k
-
22 Harefoot Close
-
£456k
-
1 Harefoot Close
-
£362k
-
5 Harefoot Close
-
£415k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN