41 West Rising, Northampton, NN4 0TR

UPRN:15073933Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band DEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£431,000

£409k - £453kHigh

Estimate

£431k

Range

£409k – £453k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

5.61%

Verdict

Derived from HomePortfolio scores

41 West Rising earns an INVESTIGATE rating with HP Score 66/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

43/ 100

Mixed

Crime Score

10/ 100

Low

Walkability

31/ 100

Mixed

Transit & Bike

Transit 21Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: -£53/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£431,000

Rent Estimate (pcm)£1,800

Gross Yield5.61%

1y Growth-0.7%

3y Growth-1.7%

5y Growth+1.4%

10y Growth+3.0%

Last Sold Price£127,500 (2001-07-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NN4 0TR

Approval Rate

100%12mo

Development

low

2026/3878/TCA
4 x Limes remove deadwood consisting of branches greater than 30mm, reduce lateral branches growing towards building by 2m
Pending
2026/3788/COND
Discharge of Condition 2 [Travel Plan] of Planning Permission 2025/2680/FULL [Permanent retention of modular classroom building (Retrospective).]
Approved
2026/3994/FULL
Change of use from a C3 residential dwelling to a C4 House in Multiple Occupation (HiMO) for 6 beds, up to [6] occupants, including provision of cycle/bin storage (retrospective).
Pending

View Planning Timeline