9 Lodge Avenue, Collingtree, Northampton, NN4 0NQ

UPRN:15076294Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

9 Lodge Avenue, Collingtree, Northampton, NN4 0NQ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£910,000

£864k - £955kHigh

Estimate

£910k

Range

£864k – £955k

Rent Estimate (pcm)

£3,800

£3k - £4k

Monthly

£3,800

Yield

4.93%

Verdict

Derived from HomePortfolio scores

9 Lodge Avenue earns an INVESTIGATE rating with HP Score 63/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

24/ 100

Low

Transit & Bike

Transit 3Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.6% (HIGH), sold-comps -4.8%, £/sqft -4.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 15076294· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 9.6%· as of 4 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3800/mo (range 3450-4200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,239/mo, -33% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 273 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
556 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£694,000£1,064,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,450-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£491/mo
Cash on cash: -1.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 15076294Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 9.6%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 3800/mo (range 3450-4200)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3800/mo (range 3450-4200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 273 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£910,000

Rent Estimate (pcm)£3,800

Gross Yield4.93%

1y Growth-

3y Growth-1.7%

5y Growth+1.4%

10y Growth+3.0%

Last Sold Price£380,000 (2014-08-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NN4 0NQ

Approval Rate

-12mo

Development

low

2026/3899/COND
Discharge of Conditions 9 [Mitigation for Bats], 10 [Badgers Mitigation], 11 [Schedule of materials], 14 [Architectural Detailing] and 15 [Submit Details] of Planning Permission 2026/1154/FULL [Reinstate demolished north aisle to provide meeting room, servery & disabled WC]
Pending
2026/3793/TPO
T04 - Hornbeam. Slight lean on the tree towards the pathway and the houses. Raised soils to the side and rear of the tree, and evidence of past failures to the branches and resulted in decay on the stem, low canopy close to the pathway. Soil under tree is dry and cracked but no signs of movement. Low branches (3m) obstruct pedestrian access. Stem/limb decay. Inadequate stem. Recommendation - Crown lift to 3 m for pedestrian clearance. Crown reduce by 7m. Remove deadwood - less than 25 mm. Remove deadwood - greater than 25 mm. T05 - European larch. Dying tree leaning out towards the pathway. 95% dead. Looks like back section has lifted up and yew tree has stopped it from failing. Tapped the rear section and a dull sound. Dieback - poor foliage. Dead wood. Stem/limb decay. Inadequate stem. Recommendation - Fell tree. T06 - Horse chestnut. Close to the 10th tee, compacted soils and exposed tree roots, stem of the tree has bacterial canker. Exudates.Bark necrosis. Pests and Diseases: Bacterial Canker of Horse Chestnut Recommendation - Fell tree. T07 - Horse chestnut. 3 stems all infected and dying back. Bark necrosis. Dieback - poor foliage. Dead wood. Pests and Diseases: Bacterial Canker of Horse Chestnut. Recommendation - Fell tree. T08 - Norway maple. On the edge of the tee. Low branches (3m) obstruct pedestrian access. Recommendation - Crown reduce 4m both trees
Approved
2026/3481/HH
Loft conversion over the existing Garage to facilitate bedrooms above, re-location of entrance door to dwelling with a new porch area created. Dormers (that match existing) to front elevation and flat roofed dormer to rear with Juliet balconies
Approved

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-08-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density891 /km²

Owner Occupied84%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

Collingtree Church of England Primary School
0.1 mi
Good
East Hunsbury Primary School
0.7 mi
Good
Wootton Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Woodland View Primary School
0.9 mi
Outstanding

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Lodge Avenue
-
£560k
-
6 Lodge Avenue
-
£703k
-
5 Lodge Avenue
-
£495k
-
5 Lodge Avenue
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN