19 Whitegates, Northampton, NN4 9XA

UPRN:15083108Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£799,000

£759k - £839kHigh

Estimate

£799k

Range

£759k – £839k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

5.15%

Verdict

Derived from HomePortfolio scores

19 Whitegates earns an INVESTIGATE rating with HP Score 62/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

22/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 14Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£780,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,050-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £264,300
Net cash flow: -£313/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£799,000

Rent Estimate (pcm)£3,350

Gross Yield5.15%

1y Growth-16.5%

3y Growth-1.7%

5y Growth+1.4%

10y Growth+3.0%

Last Sold Price£347,500 (2010-01-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1NN4 9XA

Approval Rate

-12mo

Development

low

2026/4079/HH
Proposed two storey side extension, single storey rear extension together with loft and garage conversion
Pending
2026/3638/PA
Determination as to whether prior approval is required (under Schedule 2, Part 14, Class J of the above Order) for installation of a roof-mounted photovoltaic (PV) array.
Approved
2026/3605/ADV
1No illuminated building sign
Pending

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-01-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density1,204 /km²

Owner Occupied80%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Pineham Barns Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hunsbury Park Primary School
0.8 mi
Inspected as Hunsbury Park Primary School (URN 121952) on 27 Sep 2022
Briar Hill Primary School & Nursery
1.1 mi
OutstandingImproving
Rothersthorpe Church of England Primary School
1.1 mi
-

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Whitegates
-
£503k
-
17 Whitegates
-
£790k
-
11 Whitegates
-
£520k
-
12 Whitegates
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN