4A Stratford Drive, Wootton, Northampton, NN4 6JT

UPRN:15085690Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

4A Stratford Drive, Wootton, Northampton, NN4 6JT

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£834,000

£751k - £917kMedium

Estimate

£834k

Range

£751k – £917k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

4.69%

Verdict

Derived from HomePortfolio scores

4A Stratford Drive earns an INVESTIGATE rating with HP Score 76/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 17Bike 57

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 15085690· as of 13 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3500/mo (range 3150-3850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,333/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 29 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
556 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£671,000£1,029,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£598/mo
Cash on cash: -2.4%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 15085690Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3500/mo (range 3150-3850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3150-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 29 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£834,000

Rent Estimate (pcm)£3,500

Gross Yield4.69%

1y Growth-

3y Growth-1.7%

5y Growth+1.4%

10y Growth+3.0%

Last Sold Price£197,500 (1998-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NN4 6JT

Approval Rate

-12mo

Development

low

2026/3878/TCA
4 x Limes remove deadwood consisting of branches greater than 30mm, reduce lateral branches growing towards building by 2m
Pending
2026/3793/TPO
T04 - Hornbeam. Slight lean on the tree towards the pathway and the houses. Raised soils to the side and rear of the tree, and evidence of past failures to the branches and resulted in decay on the stem, low canopy close to the pathway. Soil under tree is dry and cracked but no signs of movement. Low branches (3m) obstruct pedestrian access. Stem/limb decay. Inadequate stem. Recommendation - Crown lift to 3 m for pedestrian clearance. Crown reduce by 7m. Remove deadwood - less than 25 mm. Remove deadwood - greater than 25 mm. T05 - European larch. Dying tree leaning out towards the pathway. 95% dead. Looks like back section has lifted up and yew tree has stopped it from failing. Tapped the rear section and a dull sound. Dieback - poor foliage. Dead wood. Stem/limb decay. Inadequate stem. Recommendation - Fell tree. T06 - Horse chestnut. Close to the 10th tee, compacted soils and exposed tree roots, stem of the tree has bacterial canker. Exudates.Bark necrosis. Pests and Diseases: Bacterial Canker of Horse Chestnut Recommendation - Fell tree. T07 - Horse chestnut. 3 stems all infected and dying back. Bark necrosis. Dieback - poor foliage. Dead wood. Pests and Diseases: Bacterial Canker of Horse Chestnut. Recommendation - Fell tree. T08 - Norway maple. On the edge of the tee. Low branches (3m) obstruct pedestrian access. Recommendation - Crown reduce 4m both trees
Approved
2026/3738/FULL
Demolition of existing double garage with the erection of a two bedroom self build bungalow with associated parking and garden areas to land at rear
Pending

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density3,185 /km²

Owner Occupied85%

Age Distribution

0-15 24%16-64 64%65+ 12%

View Area Profile

Schools Nearby

Wootton Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Northampton High School GDST
0.5 mi
Inspected by ISI
Hardingstone Academy
0.6 mi
Good
Preston Hedges Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Stratford Drive
-
£400k
-
7 Stratford Drive
-
£620k
-
5 Stratford Drive
-
£501k
-
3 Stratford Drive
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN