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38 Loyd Road, Northampton, NN1 5JE

UPRN:15091035Mid Terrace House4 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band CEPC: C (71)
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-19T13:52:17.943725+00:00)Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T11:12:25.026142+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:46:07.846139+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
38 Loyd Road, Northampton, NN1 5JE

HP Score

Strong
Verdict
3 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
20 of 21 sources
Sale Estimate
£299,000
£284k - £314kHigh
Estimate
£299k
Range
£284k – £314k
Rent Estimate (pcm)
£1,400
£1k - £2k
Monthly
£1,400
Yield
5.62%

Verdict

Derived from HomePortfolio scores

38 Loyd Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
76/ 100
Strong
Investment Score
59/ 100
Moderate
Crime Score
25/ 100
Moderate
Walkability
78/ 100
High
Transit & Bike
Transit 18Bike 63
Walk Score, out of 100

Valuation & Market

Sale Estimate£299,000
Rent Estimate (pcm)£1,400
Gross Yield5.62%
1y Growth+25.2%
3y Growth-0.1%
5y Growth+0.7%
10y Growth+3.2%
Last Sold Price£250,000 (2023-12-20)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonModerate
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0NN1 5JE
Approval Rate
-12mo
Development
low
  • 2026/4243/COND
    Discharge of Condition 17 [Windows] of Planning Permission 2026/0556/S73 [Variation of Condition 2 (approved plans) of planning permission WNN/2022/0173 to substitute the approved drawings with as-built drawings to reflect the development as constructed, including the retention of part of the northern elevation, minor alterations to window openings, and associated internal and external amendments of planning permission WNN/2022/0173 (Conversion of existing factory building (Use Class B2) to 19 no self-contained flats for supported living (Use Class C2) and associated works including external alterations, formation of new vehicular access, creation of under croft parking, stopping up existing access, creation of amenity space and partial demolition)]
    Pending
  • 2026/3836/TCA
    1 x Holly Tree cut back in height from approximately 5.2m down to last cut approx. 3.3m. Laurel and Holly tree hedge reduce in height to last cut and heavy reduction of width away from fire lane pathway at No.31. Prunus Nigra Trees cutback side only to approximately 1.0m away from building.
    Pending
  • 2026/4283/ADV
    Erection of an illuminated advertising display
    Pending

Ownership

  • Corporate Ownership65.4%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2023-12-20
  • SourceLand Registry

Connectivity

Broadband (Standard)
14 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£33,059
Population Density-
Owner Occupied70%
Age Distribution
0-15 18%16-64 67%65+ 15%

Schools Nearby

  • Barry Primary School
    0.2 mi
    GoodConcerns
  • Northampton School for Boys
    0.2 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

  • Stimpson Avenue Academy
    0.4 mi
    Good
  • Vernon Terrace Primary School
    0.4 mi
    Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 36 Loyd Road
    -
    £300k
    -
  • 90A Loyd Road
    -
    £210k
    -
  • 49 Loyd Road
    -
    £271k
    -
  • 21 Loyd Road
    -
    £315k
    -