12 Scholars Court, Northampton, NN1 1DQ

UPRN:15102657End Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£285,000

£271k - £299kHigh

Estimate

£285k

Range

£271k – £299k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

5.79%

Verdict

Derived from HomePortfolio scores

12 Scholars Court earns an INVESTIGATE rating with HP Score 59/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

60/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 31Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£289,995

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £92,799
Net cash flow: -£10/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£285,000

Rent Estimate (pcm)£1,400

Gross Yield5.79%

1y Growth+27.5%

3y Growth-0.1%

5y Growth+0.7%

10y Growth+3.2%

Last Sold Price£231,000 (2018-11-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NN1 1DQ

Approval Rate

-12mo

Development

low

2026/4520/COND
Discharge of Conditions 3 [Walls/Roof Materials, 4 [External Materials], 5 [Brick Sample], 6 [Painted Brick], 7 [Window Details], 8 [Cycles], 10 [CTMP], 11 [Waste], 14 [Noise Assessment], 15 [CMP] and 18 [Ecology] of Planning Permission 2025/0953/FULL [Remodelling and upward extension to upper level building façade along Gold Street and creation of third floor on vacant flat roof for the provision of 14 self-contained residential apartments (Use Class C3). at First And Second, Brix Building Solutions Ltd, 34 Gold Street, Northampton, NN1 1RS]
Pending
2026/4417/TCA
Works to Sycamore tree within a conservation area
Pending
2026/4152/COND
Discharge of Condition 16 [Window & Door Details] of Planning Permission WNN/2022/1180 [Conversion, part-demolition and extension to factory building to provide 10No. residential flats]
10 - deferral

View Planning Timeline

Ownership

Corporate Ownership65.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-11-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density4,514 /km²

Owner Occupied24%

Age Distribution

0-15 15%16-64 74%65+ 11%

View Area Profile

Schools Nearby

WiEducate LTD
0.1 mi
-
University of Northampton
0.3 mi
-
New Horizons Academy
0.5 mi
Inspected as The Spires Academy (URN 142926) on 14 Nov 2023
Vernon Terrace Primary School
0.6 mi
Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Scholars Court
-
£125k
-
6 Scholars Court
-
£152k
-
3 Scholars Court
-
£145k
-
16 Scholars Court
-
£278k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN