39 Chapel Gardens, Lindford, Bordon, GU35 0TA

UPRN:1710048380Detached BungalowBeds -Built 1976-1982

Tenure: -Council Tax: Band EEPC: D (56)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

39 Chapel Gardens, Lindford, Bordon, GU35 0TA

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£702,000

£561k - £842kLow

Estimate

£702k

Range

£561k – £842k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

3.59%

Verdict

Derived from HomePortfolio scores

39 Chapel Gardens earns an AVOID rating with HP Score 69/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 6Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -21.0%, £/sqft -20.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.7%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2350/mo (range 2100-2600)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,714/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 208 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity9.2/15
272 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£589,000£902,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£785,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £266,050
Net cash flow: -£1,022/mo
Cash on cash: -4.6%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.7%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2100-2600)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2100-2600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 208 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£702,000

Rent Estimate (pcm)£2,350

Gross Yield3.59%

1y Growth-

3y Growth+1.9%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU35 0TA

Approval Rate

-12mo

Development

low

EHDC-26-0576-CMA
Planning permission is sought specifically for; - The conversion of 10 car parking spaces into 8 accessible spaces - The reprovision of the two parking spaces lost in the conversion - Provision of 1 additional parking space
Pending
EHDC-26-0405-DCON
Discharge Conditions 4 - Energy, 5 - Drainage of approved application 60506 - Self build detached two storey dwelling with associated car parking
Pending
EHDC-26-0372-HSE
Loft Conversion and rear extension. Solar panels to roof
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining0 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,682

Population Density-

Owner Occupied75%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Weyford Nursery and Primary Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hollywater School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oakmoor School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bordon Junior School
0.9 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Chapel Gardens
-
£545k
-
10 Chapel Gardens
-
£419k
-
21 Chapel Gardens
-
£455k
-
14 Chapel Gardens
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN