Flat 2, East House, The Ridge, Woking, GU22 7EF

UPRN:200000201354Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 2, East House, The Ridge, Woking, GU22 7EF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£240,000

£228k - £252kHigh

Estimate

£240k

Range

£228k – £252k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

6.55%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

35/ 100

Moderate

Walkability

55/ 100

Moderate

Transit & Bike

Transit 24Bike 45

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.3% (HIGH), sold-comps -10.6%, £/sqft -10.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 200000201354· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%· as of 1 Nov 2026
Rental economics11.7/40
gross yield 6.5%; range width penalty ×0.95
- valuation_snapshotsrent estimate 1200/mo (range 1150-1300)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -216/mo, -18% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
359 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £88/mo
Cash on cash: 1.5%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000201354Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1200/mo (range 1150-1300)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1150-1300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£240,000

Rent Estimate (pcm)£1,200

Gross Yield6.55%

1y Growth-

3y Growth-0.3%

5y Growth+0.0%

10y Growth+2.0%

Last Sold Price£190,000 (2021-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU22 7EF

Approval Rate

-12mo

Development

low

TREE/2026/8305
T1: Willow - Prune back to create 2-3m clearance from house. Prune road side back by 3m. Reducing lower canopy by 2m. Retain radial spread of 3-4m (Works within
Pending
TREE/2026/8249
T1 - Oak - remove epicormic growth to crown break and undertake climbing inspection of cavity at 6m. T2 - Cypress - Reduce by up to 2m to match Laurel. T3 - Bay - Reduce by upto 2m to match Conifer. T4 - Beech - Pollard to height of boundary fence approx 1m (3ft) (Works subject to TPO 626/0075/1966)
Pending
TREE/2026/8283
T1: Oak - Located at the front of the neighbouring property but overhangs onto 4 Blandford Close reduce by approx 2-3m returning to it s previous position (Works subject to TPO 626/0070/1964)
Pending

View Planning Timeline

Ownership

Corporate Ownership63.5%
Overseas OwnershipNo
Lease Term Remaining139 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,172

Population Density3,450 /km²

Owner Occupied55%

Age Distribution

0-15 16%16-64 67%65+ 17%

View Area Profile

Schools Nearby

St Dunstan's Catholic Primary School, Woking
0.1 mi
Outstanding
The Park School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Compass Community School Hampshire
0.3 mi
Good
Maybury Primary School
0.4 mi
Good

5 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chailey House The Ridge
-
£1.20M
-
East House The Ridge
-
£172k
-
East House The Ridge
-
£262k
-
East House The Ridge
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN