26 Fallowfield, Stanmore, HA7 3DF

UPRN:200000307002Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,390,000

£1.32M - £1.46MHigh

Estimate

£1.39M

Range

£1.32M – £1.46M

Rent Estimate (pcm)

£4,650

£4k - £5k

Monthly

£4,650

Yield

4.47%

Verdict

Derived from HomePortfolio scores

26 Fallowfield earns an INVESTIGATE rating with HP Score 77/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

62/ 100

Moderate

Transit & Bike

Transit 11Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 5 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +10.1% (HIGH), sold-comps -19.6%, £/sqft -19.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 200000307002· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20%· as of 7 Nov 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.73
- valuation_snapshotsrent estimate 4650/mo (range 4100-5200)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,984/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 252 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
214 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£937,000£1,437,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,249,500

At the asking price

Monthly rent£4,650/mo

Evidenced range £4,100-£5,200

Interest rate5.4%

Loan to value75%

Cash required: £444,850
Net cash flow: -£998/mo
Cash on cash: -2.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000307002Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 4650/mo (range 4100-5200)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4650/mo (range 4100-5200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 252 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,390,000

Rent Estimate (pcm)£4,650

Gross Yield4.47%

1y Growth-51.0%

3y Growth-1.1%

5y Growth+0.0%

10y Growth+1.1%

Last Sold Price£600,000 (2009-11-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HA7 3DF

Approval Rate

-12mo

Development

low

PL/1707/26
Alterations, replacement and installation of windows; single storey side conservatory extension; installation of rooflights in existing rear extension; front entrance canopy; replacement and installation of front door and garage door; external alterations (demolition of conservatory)
Pending
PL/1690/26
Certificate of Lawful Development (Proposed): Alterations and extension to roof to form end gables; windows in end gables
Pending
PL/1586/26
Details pursuant to Conditions 3 (Sample materials), 5 (Fire safety statement), 8 (Site levels), 9 (Construction Method Statement), 10 (Disposal of Surface Water), 11 (Disposal of sewage), 12 (Paving details), and 15 (Flood Mitigation Measures) attached to planning reference P/2106/22 dated 27/06/2024 for Redevelopment to provide two detached dwellinghouses both with accommodation in roof and one with basement; Landscaping; Refuse and Cycle Storage
Pending

View Planning Timeline