Elm Tree Cottage, Terrace Road North, Binfield, Bracknell, RG42 5JG

UPRN:200000324704Detached House5 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Elm Tree Cottage, Terrace Road North, Binfield, Bracknell, RG42 5JG

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,155,000

£1.10M - £1.21MHigh

Estimate

£1.16M

Range

£1.10M – £1.21M

Rent Estimate (pcm)

£4,600

£4k - £5k

Monthly

£4,600

Yield

9.60%

Verdict

Derived from HomePortfolio scores

Elm Tree Cottage earns an INVESTIGATE rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

42/ 100

Mixed

Transit & Bike

Transit 12Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live new-build plots advertised against one placeholder UPRN (£475,000-£575,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£4,600/mo

Evidenced range £4,150-£5,100

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £1,244/mo
Cash on cash: 7.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,155,000

Rent Estimate (pcm)£4,600

Gross Yield9.60%

1y Growth-0.3%

3y Growth-1.8%

5y Growth+0.6%

10y Growth+1.9%

Last Sold Price£1,125,000 (2023-04-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RG42 5JG

Approval Rate

-12mo

Development

low

PA/2026/0991
T2 - 1 x Weeping Willow from Adjacent Property (Devonia) - Cut back to give 3m clearance to bungalow
Pending
PA/2026/0742
Retention of air conditioning and air source heat pump units and EV charging points
Pending
PA/2026/0928
Proposed single storey rear and side extension to the main dwelling and a detached garage and annex structure positioned in the front of the site
Pending

View Planning Timeline