40 Cupola Park, Whatstandwell, Matlock, DE4 5HT

UPRN:200000386448Bungalow Property2 bedsBuilt -

FreeholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

40 Cupola Park, Whatstandwell, Matlock, DE4 5HT

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£136,000

£129k - £143kHigh

Estimate

£136k

Range

£129k – £143k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

4.00%

Verdict

Derived from HomePortfolio scores

40 Cupola Park earns an INVESTIGATE rating with HP Score 63/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

18/ 100

Low

Transit & Bike

Transit 7Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: -£144/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£136,000

Rent Estimate (pcm)£450

Gross Yield4.00%

1y Growth-

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE4 5HT

Approval Rate

-12mo

Development

low

24/00115/DCOND/1
Discharge of Conditions 4, 6, 8 and 10 of application 24/00115/FUL - Erection of 2no. commercial units (Use Class E, B8)
Pending
PDR/2026/0025
Application to determine if prior approval is required for a wooden shed on stilted platform for forestry use.
Approved
26/00669/VCOND
Proposed variation of condition 2 of planning permission No: 11/00017/FUL - Partial change of use of premises to form tourist accommodation, change of use of part of ground floor of former public house to residential accommodation and change of use of outbuilding opposite public house to cafe/tea room
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,823

Population Density33 /km²

Owner Occupied86%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

Crich Carr CofE Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Alderwasley Hall School
1.1 mi
Outstanding
Lea Primary School
1.3 mi
Outstanding
Crich Church of England Infant School
1.5 mi
GoodConcerns

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN