Flat 4, 235 South Lambeth Road, London, SW8 1XR

UPRN:200000480253Flat/Maisonette3 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 4, 235 South Lambeth Road, London, SW8 1XR

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£519,000

£467k - £571kMedium

Estimate

£519k

Range

£467k – £571k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

4.49%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 73Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,950-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£452/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£519,000

Rent Estimate (pcm)£2,150

Gross Yield4.49%

1y Growth-6.4%

3y Growth-15.5%

5y Growth-2.2%

10y Growth-1.6%

Last Sold Price£550,000 (2025-03-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SW8 1XR

Approval Rate

-12mo

Development

low

26/03128/LB
Demolition of existing extension and erection of a single-storey lower ground floor rear extension, repair and refurbishment of the front forecourt, boundary, existing front porch and steps. (Please note: The reference number for this Listed Building Consent application is 26/03128/LB, but there is also an associated application for Full Planning Permission related to these works with reference number: 26/02659/FUL)
Pending
26/03125/DET
Approval of details pursuant to condition 6 (Pipe Root Details) of planning permission ref. 26/01395/LB (Erection of a single-storey side extension to replace the existing garage, together with associated external alterations and internal alterations to a Grade II listed dwelling. Including: replacement of uPVC windows with timber sash windows; installation of conservation rooflights; repair and upgrade of flat roofs including replacement of asphalt with lead and parapet upgrades; replacement of uPVC gutters and downpipes with cast iron; repointing in lime mortar; internal alterations including minor reconfiguration of layout; addition of an a/c unit and other associated external alterations. (Please note: The reference number for this Listed Building Consent application is 26/01395/LB but there is also an associated application 02.09.2026.
Pending
26/03104/FUL
Installation of an AC condensor unit in the rear garden
Pending

View Planning Timeline